Fire your bookkeeper.
Cashedly closes your books every month, answers to your CPA, and costs less than one hour of your bookkeeper's time. No chart of accounts to learn. No spreadsheet to reconcile. No 6pm email asking what a $412 charge was.
The bookkeeper you pay $650 a month is a single point of failure.
raised by Bench before it shut down without warning on December 27, 2024 — locking roughly 35,000 small businesses out of their own books and tax documents overnight.
— TechCrunch, Dec 2024what human-led services like Pilot charge once you want a dedicated bookkeeper and real accrual books, not just software.
— Pilot pricingwhat AI-native ledgers like Digits charge for the software — the categorizing, chasing, and closing is still on you.
— Digits pricing comparisonNobody sells a fully autonomous, professionally reviewed close direct to the owner at software pricing. That gap is Cashedly.
Five agents. One closed book.
Every step below runs on its own. You show up when there's a genuine decision only you can make — never for data entry.
Ingest
Bank, card, and revenue feeds connect once. Twelve to twenty-four months of statement history gets rebuilt automatically — no manual cleanup project, no spreadsheet handoff.
Ingest AgentClassify
Every transaction is categorized with a calibrated confidence score. Above the line, it posts itself. Below it, you get one tap-to-answer question in a weekly digest — never a spreadsheet of unknowns.
Classifier + Chaser AgentsReconcile
Bank and card reconciliation runs continuously, not on the 20th of the month. Uncategorized spend trends to zero every single day, not just at close.
Recon AgentClose
A close checklist runs itself for routine items — AR/AP tie-outs and balance sheet substantiation — while accruals, prepaids, and depreciation are tracked and queued for review. Suspense sits at zero, or the close doesn't finish.
Close OrchestratorReview
A trained bookkeeping reviewer checks every monthly close before it's marked final. You get a clean, well-documented package to hand to your own CPA, lender, or investor — not just a categorized transaction list.
Human reviewEverything a bookkeeper does. None of the back-and-forth.
Most transactions handled for you, every month — without you living in a chart of accounts.
Cashedly categorizes daily, chases missing receipts by text, and gets better at your business over time — cutting down the number of questions you have to answer.
- Vendor normalization and merchant enrichment on every line
- Receipt chasing over SMS, email, and photo upload
- Personal vs. business detection on commingled cards, flagged for your confirmation
- Job, class, and location tagging with auto-inference
- Supports tracking of fixed assets and prepaids
Once we touch your books, we can touch the money too.
Bill pay, invoicing, and payroll journal entries flow through the same ledger — so nothing gets recorded twice and nothing falls through the cracks.
- AP: bill OCR, duplicate-invoice detection, approval routing, ACH/check/card execution
- AR: invoicing, payment links, auto-applied cash, escalating dunning sequences
- Payroll: registers pulled straight from Gusto, ADP, or Rippling with job-costed allocation
Books closed to yesterday, not the 20th of the month.
Daily reconciliation means far less scramble at month-end. Every balance sheet line has supporting detail before the close is marked complete.
- Anomaly detection: duplicate payments, out-of-pattern charges, vendor bank-detail changes
- Balance sheet substantiation on every line before close
- Reviewer sign-off with a full activity log — model, prompt, rule, and reviewer recorded
- SOC 2 Type II, bank-grade encryption, immutable ledger
Ask Cashedly anything about your business. Get an answer with receipts.
A monthly Owner Brief tells you what happened and what to fix. A deduction sweep finds the money your old bookkeeper missed.
- 13-week rolling cash forecast driven by AR/AP aging and payroll calendar
- Chat over the ledger, every answer cited to the source transaction
- Annual deduction sweep — an AI pass hunting missed deductions, with a dollar figure
- Standard year-end bookkeeping exports your CPA can use
Your books are never trapped again.
Bench's shutdown left thousands of businesses locked out of their own financial history with no notice. Every Cashedly plan comes with a written data-portability guarantee.
One-click export, always
Full export to QuickBooks Online, Xero, or CSV — on demand, no support ticket required.
Escrowed data promise
Your ledger and source documents are backed up independently of Cashedly's own operating status.
SOC 2 Type II
Bank-grade encryption, role-based access, and an immutable audit log on every entry.
Human review, every close
A trained reviewer checks each monthly close — not a bot, not a black box.
Priced against a bookkeeper's salary, not against software.
Your bookkeeper costs $650 a month for part-time attention. Cashedly starts lower and never calls in sick.
- AI-powered transaction categorization
- Continuous bank & card reconciliation
- Monthly close & financial statements
- Ask Cashedly, built in
- Everything in Books, plus accrual schedules
- AP/AR and payroll journal entries
- Supports job costing & sales tax reporting
- Reviewed monthly close & cash forecast
- Everything in Books+, plus multi-entity reporting
- Budget vs. actual, inventory & COGS
- Monthly video review with a CPA
- Lender & investor packages
- Multi-client portal & bulk close dashboard
- White-label branding
- Revenue share program
- We will never poach your client
Add-ons: historical cleanup ($499 flat, free with an annual plan), business tax return ($1,200+), sales tax filing ($49/state/mo).
Running client books? Let Cashedly do the categorizing.
One firm signup can mean thirty to two hundred clients. Cashedly runs the daily grind so your team spends its hours on advisory, not data entry.
Talk to us about Firm- — Multi-client portal with a bulk close dashboard
- — White-label branding for client-facing reports
- — Revenue share on every client you bring
- — A strict pledge: we will never poach your client
Before you switch
Is this just categorization software?
No. Categorization is one of fifteen agent tasks Cashedly runs — ingest, reconciliation, receipt chasing, close, and reporting all run on the same ledger. A tool that only categorizes still leaves you doing the close yourself.
What if the AI gets something wrong?
Every classification carries a confidence score. Anything below the threshold gets queued for a quick answer from you instead of being posted blind. Every agent decision is logged with the model, rule, and reviewer behind it, so mistakes are traceable and reversible.
Can my CPA still review everything?
Yes — on Books+ and Controller, a trained reviewer checks the close as part of the plan before it's marked final. Your own outside CPA can also get a portal login and export standard year-end bookkeeping records at any time.
What happens to my data if I ever leave?
You can export your full ledger and source documents to QuickBooks Online, Xero, or CSV at any time, with no support ticket required. This is a written guarantee, not a support-desk favor.
Do you replace QuickBooks or Xero?
Cashedly runs its own double-entry ledger, but syncs bidirectionally with QuickBooks Online and Xero so your CPA or any other tool that expects those platforms keeps working exactly as before.
How fast can I get set up?
Most businesses connect their bank, card, and revenue feeds in under fifteen minutes. Historical catch-up on the prior 12–24 months runs in the background — you don't need to wait for it to start seeing your current books.
Stop doing your own bookkeeping this month.
Tell us about your business and we'll set up your account personally — no sales call required.